Welcome to our website https://smartkidsprograms.com/ , you agree to the following terms and conditions:

1-Payment: All transactions must be completed using accepted payment methods. You are responsible for providing accurate payment information.

2-Refunds: Refunds are subject to our Refund Policy. Please review the policy for details on eligibility and process.

3-Privacy: We value your privacy. Refer to our Privacy Policy to understand how we handle your personal information.

4-Security: We use encryption to protect your data. However, no system is entirely secure, and we cannot guarantee complete security.

5-Changes to Terms: We reserve the right to update these terms at any time. Continued use of our website indicates your acceptance of the new terms. If you have any questions, please contact us at smartkidsprogramsuk@gmail.com.